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    An Analysis of High Deductible and Low Deductible Insurance Plans

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    APrasnikar_Thesis.pdf (340.5Kb)
    Date
    2014-09-18
    Author
    Prasnikar, Angela
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    Subjects
    Deductible; Health Insurance
    Abstract
    In this study, we analyze two health insurance plans, a high deductible and low deductible plan. We determine which plan is more cost effective for both an individual and a four-person family. This study considers various levels of medical expenses, factors in copayments and premiums, and ultimately determines whether a high deductible or low deductible insurance plan is a better deal.
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